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CLTA Standard Coverage Policy
(1990)
Provides title insurance coverage to owners and/or lenders with
insurable interests in real property. Basically insures against loss or damage
by reason of matters appearing in the public records, as defined.
ALTA Owners Policy (1/17/92)
Provides
title insurance coverage to owners with insurable interests in real property.
This is usually requested as an "extended coverage" policy, but may be issued
as a "standard coverage" policy as well.
ALTA Residential Title Insurance Company
(6/2/87) (ALTA-R)
Provides title insurance coverage, written in "plain
language." Limited to owners of a one-to-four family residential lot or
condominium unit. Includes limited coverage for certain matters such as
encroachments, mechanic's liens and violations of restrictions or zoning.
ALTA Homeowner's Policy of Title Insurance
for One-To-Four Family Residence (10/17/98)
Provides title insurance
coverage to owners of improved one-to four family residential property. Expands
the number of covered title risks to 29, including certain specified risks that
may arise in the future. Provides for payment of a "deductible" in some
instances. Our maximum coverage policy (ALTA Homeowners Policy of Title
Insurance) can be had for the applicable premium plus an additional 10% of that
premium.
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