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A Realtor® can help you every
step of the way towards buying your own home. Realtors®
subscribe to a strict code of ethics and are expected to maintain a higher
level of knowledge. The home buying process is very detailed with important
financial, disclosure, and insurance elements to protect your investment. A
Realtor® can guide you through the entire process and make the
experience easier and more enjoyable.
- A Realtor® will be acquainted with the
important elements you'll want to know about the neighborhood you are
considering, such as school information, community demographics, and local
services.
- Your Realtor® can show you homes in the
price range you can afford.
- Realtors® are listing, showing, seeing and
selling property every day. They know the inventory, even if it isn't currently
being advertised.
- When you are ready to make an offer, the
Realtor® can help you structure the transaction to meet your
needs and save you money.
- Give yourself the best possible negotiating position by
applying and qualifying for a home loan first. Talk to your local bank, credit
union, mortgage company, or savings and loan about how to apply for a home
loan.
- The Realtors® professional services to
you are usually paid for by the seller from the listing commission. All that's
asked in return is for you to allow them to write your offer and help you
complete the home purchase.
Realtors® have served as the
liaison between buyers and sellers. Here are a few of the reasons why it works
so well for all concerned:
Realtors® use forms
developed by the California Association of Realtors®. These
purchase agreements, transfer disclosure receipts, and other documents are
accepted standards that are fair to both buyers and sellers and clearly state
the terms of the agreement.
The Realtor® will provide you
with objective information on the home, comparable sales prices for similar
homes in the area, neighborhood amenities, etc., so that you can make an
informed decision when you are ready to buy.
When you work with a specific
Realtor®, they not only know your home buying preferences but
also your personal style.
The ability of Realtors® to
negotiate price, terms, repairs, personal property, and the myriad details of
most housing transactions without alienating either the buyer or seller is
essential to your success.
The agent assures that the process continues
to make progress so you are in a position to close on time.
Most buyers soon discover for themselves,
there are tremendous benefits in selecting a Realtor® and
working together to make their goal of home ownership a reality. Here are a few
common interests in real property:
FEE
Outright ownership of land and
improvements.
CONDO
Undivided interest to land and
improvements except for defined units coupled with ownership to a specific unit
as defined on the condo plan. Required interest in HOA.
P.U.D.
Fee interest to land and
improvements within the development. The development will contain common areas.
Required interest in HOA.
OWN YOUR OWN
Undivided interest in
the land and improvements with right to occupy a certain apartment.
STOCK CO-OP
Stock certificate to the
corporation. Right to occupy.
LEASEHOLD
A lease of land and/or
improvements for a period of time, subject to the terms and conditions of the
lease.
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